General Do you prefer debit or credit Card?

[Heatman]

The two main types of bank cards most people make use of are debit and credit card. All of the banks I know offer them to their customers for all their transactional needs. Personally, I go for debit card because I know for certain that using credit card would put me in serious debts.

Do you prefer debit or credit Card?

 

[Alexander]

I usually go with a credit card. I like the extra points and rewards because they add up over time, and it feels like I’m getting something back for purchases I’d make anyway. Plus, the protection on credit cards is a lot better if something goes wrong with a payment or a refund. So overall, credit just makes more sense for me than debit.

 

[supernerdbro]

I'm a credit card person, because it's much easier to pay the bill online before the deadline date.

 

[virtual-writer]

I do not use either of them. I prefer to use online payment processors. I also use online eWallets as well. These payment methods are quite convenient and they are quite flexible as well.

 

[safeinsanity]

Debit.

 

[Shawn]

I usually use the credit function of my debit card.

Here lately, it's the wrong things to do. They charge a credit card fee at most places I go. So, I've been trying to carry and use cash more to avoid fees.,

I'm doing pretty good financially, but those fees add up.

 

[virtual-writer]

I usually use the credit function of my debit card.

Here lately, it's the wrong things to do. They charge a credit card fee at most places I go. So, I've been trying to carry and use cash more to avoid fees.,

I'm doing pretty good financially, but those fees add up.

High fees could be a big concern and this is one of the main reason why I would avoid both credit card and debit card as well. There is also a really high risk of getting scammed if you use debit card or credit card. I normally use cryptocurrency wallets rather than using bank cards. Do you also use cryptocurrency wallets as well?

 

[Gizmo]

Debit. Banks and financial lenders seem to give credit cards to the less fortunate yet they decline people like me that can afford them

 

[virtual-writer]

Debit. Banks and financial lenders seem to give credit cards to the less fortunate yet they decline people like me that can afford them

I have also noticed this as well. If you want a credit card, then you will need to meet certain criteria. You will need to have a specific amount of money in your bank account. There are various other terms and conditions that also apply. I believe that it would be better to avoid credit cards due to high interest rates. Once you miss the deadline, you will need to pay a high amount of interest.

 

[Gizmo]

I have also noticed this as well. If you want a credit card, then you will need to meet certain criteria. You will need to have a specific amount of money in your bank account. There are various other terms and conditions that also apply. I believe that it would be better to avoid credit cards due to high interest rates. Once you miss the deadline, you will need to pay a high amount of interest.

Somehow my sister managed to get one on a very low income (probably couldn't even afford to pay it back) yet I got declined and I can actually afford to get one